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                      YOUR INFORMATION

    Dealing with the Safety and Security of Your Information


   Highlights of Our Policies and Our Commitment to You

*We do not sell any information to third parties. This includes information which we independently obtain on you, or information you directly provide us.

*We do not share or exchange your information with outside parties whose objectives may be to market their products or services to you.

*We safeguard and protect your information reasonably and carefully.

*We are committed to the protection of your information in every transaction with you, at each and every level of our organization.

*We are committed to assist you in the protection of your privacy in any way we can.


We welcome the opportunity to answer any questions you may have about this statement or the safeguarding and confidentiality of information.

The policies and practices described in this disclosure are subject to change, but we will communicate any significant changes as required by law. The policies and practices described in this disclosure replace all previous notices or statements regarding this subject.